When Is It A Good Idea To Buy Moving Insurance?
Have you booked your movers to handle your upcoming move, and now you've been asked if you want moving insurance? Moving insurance is a premium that you pay to your moving company, and anything that is damaged during the move will be repaired or replaced. Since moving insurance does cost extra, it will help to know when it is a good idea to buy moving insurance.
You Are Moving Expensive Items
Sometimes moving insurance is not worth it based on what you are moving. If you are moving out of your first apartment and have basic furniture you bought at the thrift store, the items were not worth that much, to begin with. Even if they were to be damaged, it would be affordable to simply replace them with similar items.
However, things are a bit different when you are moving very expensive items. This could include expensive artwork, jewelry, antiques, and things of that nature. Anything that has a high replacement cost will be protected in the worst-case scenario.
You Are Moving Across The Country
If you are only moving a couple of miles away the chances of something breaking during transit are fairly low. However, a long-distance move makes it more likely that something could be damaged. There are more miles to travel, more bumps in the road, and a higher chance that the moving truck is involved in an accident. Consider buying moving insurance for those long-distance moves just to be safe.
You Cannot Afford To Replace Damaged Items
Some people are in a situation where they simply can't afford to replace items if they are damaged during a move. This means that moving insurance is more for financial protection because they will get all of their damaged belongings repaired or replaced if something were to happen to them. It may seem odd to spend money when you are on a tight budget for a move, but it makes sense when you consider the protection you get.
You Want Peace Of Mind
It's possible that you simply want peace of mind that everything will arrive at your new place in one way or another. Rather than worrying about something stressful, paying for moving insurance means that you don't have to be concerned about damaged items. If something breaks, just fill out a claim and the insurance company will take care of it all for you.
To learn more, contact a moving company in your area.